Everything begins and ends with the core

The Core

The core banking system is the nerve centre of a banking institution. Every transaction regardless of how or where it is generated eventually ends up at the core where reconciliation, reporting and accounting is finalised. No matter which new business model you need, our core with its generic accounting engine can map it. The bookings are real-time and legally compliant. Further post-processing is a thing of the past. What you see in the account is also in the balance sheet.

Most of the problems in the banking world today are due to the challenges created by legacy systems. So many new products and features have been bolted on to these outdated core platforms that they have become impossible to manage, impossible to improve and very expensive to operate.

  • Modern stack using Erlang and PostgreSQL on AWS
  • Infrastructure as code using AWS cloud formation
  • Automated deployment of infrastructure, application and database
  • PostgreSQL high performance RDBMS
  • for fast development, massive concurrency and high availability
  • Swagger documented REST API for easy adoption
  • Self-healing by automated restart of processes, applications and machines
  • Autoscaling based on resource utilization
  • Data model designed with scaling in mind
  • extensive REST API documented using Swagger/OpenAPI
  • open and proprietary document formats
  • integration of mobile devices
  • interfaces to regulators and central banks



The impact of techological inflexibility is already being felt by financial institutions worldwide.

Rapid Deployment

Dramatically reduce setup risk and maintain your new platform for a fraction of the cost of a legacy system. Compete in the market and grow your margins.

Superior UX

Improve customer relationships across all channels and throughout the customer life cycle.

Modular Design

Use the services you want. Choose accounting but not cash. Payments but not cards. Run any combination of your own together with third party products.

Leverage Data

Access detailed, real-time customer data through state-of-the-art data warehousing. Understand your customers better and present tailored, relevant in-house and third party offers.

Open and Extensible

Built on open-source components, using open standard formats, APIs and protocols. New technology innovations are easily integrated, keeping you up to date with technological developments.

Cloud or Local


We have two deployment options: cloud-based or local. The choice is yours. Use of the cloud means you can pay as you grow and only pay for the space you use.

Plaform Upgrades

The platform’s automatic upgrades means that you are always up to date with the latest version. While we’re taking care of the technology you can focus completely on your customers.

Highly Secure

Hosted via Amazon Web Services in a European cloud data centre with 24/7/365 support and hot failover disaster recovery. Resilience and availability at the highest levels.

Speed to Market

Cloud-native platform delivering lightning deployment of new products and services.

a new start with a new bank


The ndBIT platform is full stack, meaning it’s a standalone, fully integrated suite of back-end, middleware and front-end services and applications. It is modular by design so applications can be plugged in as you need them. In effect, it is a new start with a new bank, unattached to legacy system issues.


ndBIT boasts an extremely broad range of system integration and consulting partners, bringing you choice and a wealth of experience to help with your system migration.

Cloud or On-Premise

Our Core Banking system can be deployed on-premise or in the cloud. The choice is yours. The economics of the cloud means you can pay as you grow and only pay for the space and hardware you use.

Modular Platform

The ndBIT Core Banking platform is modular, allowing for progressive innovation build/migration strategies, which dramatically reduces risk and speeds up time to market.

Continuous Upgrades

We provide after sales service care after upgrades, maintenance, platform compliance, servers, storage and all the other areas that can detract from your day-to-day operations.